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COMPLEX INVESTMENT DECISIONS NEED INCENTIVE-BASED DATA.

Investment expertise.

Success comes from the process of deciding on the fundamentals for investment decisions. With our guidance a novice or experienced investor will not be misled in dwelling only on interest rates and current day property market performance.

With our guidance, an investor will be shown how accurate decisions can reduce monthly loan and maintenance costs to an average of just 25%.

One of the biggest reduction incentives is one that is offered by the government. Despite the faceless government accounting bureaucracy being not at all benevolent when it comes to tax, it is harshly realistic with the funds it must pay out each day, and the funds it needs coming in each day.

Just with pensions the government must find over $400 million per day. To decrease that monetary stress the government has four strategies it can use. Of the four strategies that are important to property investors is the one offering favourable tax incentives to those contributing to the economy.

An attractive government instigated action is the ability to negatively gear the investment of a target property. This, in turn, will greatly ease government pressure on the cost of building more social housing.

NOT a home mortgage.

Another investment fundamental is the need to treat the investment as NOT a mortgage. Some novice investors, with little or no guidance, see funding an investment property as another mortgage.

The average 2024 home mortgage monthly payment in Australia, calculated by money.com, is $3,861 a month, and some investors may baulk at the ability to pay 100% of another similar amount a month. Funding for a property investment is nothing like a home mortgage at all, in either advantageous structure or advantageous third party funding.

On average, tenants renting an investment property pay 50% of the costs of the property funding and maintenance.

Similarly, on average, tax refunds and variations pay another 25% of the costs of the property funding and the monthly maintenance.

With tenant and tax incentives paying 75% the owner of an investment property, on average, pays just 25%.

We will guide our investors on how to make decisions on their investment fundamentals, with a view to making the right decisions in the short, medium, and long term.

The GIBSON Advisory Australia®™ Proven Process

1.

Discovery

  • Meet with your Advisor and complete a Fact Finder online.
  • Review your Fact finder with your Advisor on your current position.
  • Understand what you want to achieve for the future.
  • Discuss your comfort level, budget and investment goals.
  • Explore property investment analysis numbers and investment outcomes.
  • Decide and agree on the engagement of your Advisor.

Over a period of approximately 7 days

2.

Engagement

  • Complete your finance application and confirm borrowing capacity.
  • Discuss, understand and review your strategy and potential outcomes.
  • Decide on your preferred strategy and property investment plan.

Over a period of approximately 7 days

3.

Shortlist

  • Review a shortlist of investments based on your goals and suitability.
  • Analysis of investment income, yield, expenses and potential after tax investment returns.
  • Understand stress test scenarios and analysis.
  • Confirm alignment to goals, risk and investment comfort levels.
  • Select final location opportunities for acquisition team to secure a property off the market.

Over a period of approximately 5 days

4.

Selection

  • Start the buying process to implement, pay an expression of interest and engage your solicitor.
  • Work together with your team of professionals to implement your investment purchase.

Over a period of approximately 2 days

5.

Implementation

  • Be ready for your first tenant and handover with the Concierge team and the Property Manager.
  • Manage your property investment business.
  • Monitor the performance each financial year with an annual review with your Advisor.

Ongoing Period

Ready to start your discovery process?

START THE DISCOVERY

Buy Right by the Numbers

Start the GIBSON Advisory Australia®™ Proven Process. Book your FREE 30-minute consultation to answer questions and kickstart your property investment journey.

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